Hob Finance
Buy & Sell USDT
Last updated: July 2026
These Terms of Service (“Terms”) govern your use of the Hob Finance website and OTC desk services (“Hob”, “we”, “us”). By placing an order, you confirm that you have read, understood, and agree to these Terms. If you do not agree, do not use our services.
Hob Finance operates a private over-the-counter (OTC) desk for buying and selling Tether (USDT) against USD, primarily settled via Whish and supported blockchain networks (including BEP20). We are based in Lebanon and serve customers who need a transparent, dealer-assisted way to move USDT.
We provide quote, order, phone verification, payment, and settlement services for buy and sell orders. Quotes show the desk spread and total USD amount before you commit. A rate lock is valid for the period shown at order creation. We do not provide investment, tax, or legal advice. USDT and digital assets carry risk; you are responsible for your own decisions.
You must be at least 18 years old and legally able to enter into this agreement. You agree to provide accurate contact details, wallet addresses, payment references, and on-chain transaction hashes. We may refuse, pause, or cancel orders if information is incomplete, inconsistent, or raises compliance concerns.
Orders are created on our website. Phone ownership is verified through a one-time link sent to your WhatsApp number — you must open that link on the phone you provided. After verification, you receive a payment window (currently 15 minutes) to complete Whish payment (buy) or send USDT to the desk wallet (sell). Orders are handled by a named desk dealer. Status updates are available on your order tracking page.
USDT is quoted at 1:1 with USD plus or minus one transparent desk spread, shown in full before you lock your rate. The spread and total are fixed for your locked quote. In-flight orders keep the rate agreed at creation. We do not charge hidden markups beyond the displayed spread.
Buy orders: you pay the quoted USD total via Whish to the instructions shown. Sell orders: you send USDT to the desk deposit wallet on the network you selected; we send USD via Whish after on-chain confirmation. Settlement times vary; our median is under 10 minutes after payment is confirmed, but we do not guarantee a specific timeframe. Completed orders include on-chain references where applicable.
Unpaid or unverified orders may expire automatically. We may reject orders that fail verification, exceed limits, involve suspicious activity, or cannot be completed safely. If we reject a sell order after you have sent USDT, we will work with you in good faith to return funds in line with our procedures and applicable law.
You may not use Hob for unlawful activity, fraud, sanctions evasion, money laundering, or any purpose that violates applicable laws or regulations. We may report suspicious activity to authorities where required and cooperate with lawful requests.
To the fullest extent permitted by law, Hob is not liable for indirect, incidental, or consequential damages, or for losses arising from blockchain delays, third-party payment networks, incorrect wallet addresses you provide, or force majeure events. Our total liability for any order is limited to the fees you paid on that order.
We may update these Terms from time to time. Material changes will be posted on this page with an updated date. Continued use after changes constitutes acceptance.
For questions about these Terms or an active order, contact us via WhatsApp using the desk number shown on our website or your order instructions.